Frost Bank’s Expansion Yields Strong Financial Performance

Modern Frost Bank building showcasing growth and community interaction

San Antonio, Texas, January 30, 2026

Frost Bank, based in San Antonio, Texas, has achieved impressive financial growth following its strategic expansion of branch locations across Texas. The bank reported a 6.5% increase in total loans for the fourth quarter, reaching an average of $21.7 billion. Additionally, the bank’s expansion since 2018 has allowed it to increase its financial centers from 131 to 206, gaining 78,000 new customers. Frost Bank also surpassed its mortgage-lending goals, showcasing its commitment to community engagement through a $1 million sponsorship for the Alamo’s redevelopment.

San Antonio, Texas – Frost Bank’s Expansion Yields Strong Financial Performance

San Antonio-based Frost Bank has reported robust financial results, attributing significant growth to its ongoing branch expansion across Texas.

Financial Highlights

  • Loan Growth: Total loans averaged $21.7 billion in the fourth quarter, marking a 6.5% increase from the same period in 2024.
  • Branch Expansion: Since initiating its expansion in 2018, Frost Bank has increased its financial centers from 131 to 206, a 57% rise.
  • Customer Acquisition: The expansion has added 78,000 households as customers.
  • Mortgage Lending: The bank’s mortgage-lending operation surpassed its 2025 goal, reaching $595 million by December 31, 2025.

Strategic Expansion Efforts

Frost Bank’s expansion strategy focuses on increasing its presence in key Texas markets, including Houston, Dallas, and Austin. In Austin, the bank plans to double its number of financial centers by 2026, aiming to strengthen its position in the state’s third-largest deposit market. This approach has led to record customer growth, with year-to-date net new customer growth in 2023 running 25% higher than the previous record for that same period.

Community Engagement

Beyond financial growth, Frost Bank has deepened its community involvement. In March 2024, the bank announced a $1 million sponsorship to support the redevelopment of the Alamo, Texas’s foremost tourist destination. This partnership underscores Frost Bank’s commitment to preserving the state’s heritage and enhancing visitor experiences.

About Frost Bank

Established in 1868, Frost Bank is a Texas-based financial services company offering banking, investments, and insurance services. With nearly 200 financial centers and a significant ATM network across the state, Frost Bank continues to prioritize customer service and community engagement in its growth strategy.

Frequently Asked Questions (FAQ)

What is Frost Bank’s recent financial performance?

Frost Bank has reported strong financial results, with total loans averaging $21.7 billion in the fourth quarter, a 6.5% increase from the same period in 2024. The bank’s expansion has added 78,000 households as customers and surpassed its 2025 mortgage-lending goal, reaching $595 million by December 31, 2025.

How has Frost Bank expanded its presence in Texas?

Since initiating its expansion in 2018, Frost Bank has increased its financial centers from 131 to 206, a 57% rise. The bank plans to double its number of financial centers in Austin by 2026, aiming to strengthen its position in the state’s third-largest deposit market.

What community initiatives has Frost Bank undertaken?

In March 2024, Frost Bank announced a $1 million sponsorship to support the redevelopment of the Alamo, Texas’s foremost tourist destination. This partnership underscores Frost Bank’s commitment to preserving the state’s heritage and enhancing visitor experiences.

Key Features of Frost Bank’s Expansion and Performance

Feature Details
Loan Growth Total loans averaged $21.7 billion in the fourth quarter, a 6.5% increase from the same period in 2024.
Branch Expansion Increased financial centers from 131 to 206 since 2018, a 57% rise.
Customer Acquisition Added 78,000 households as customers through expansion efforts.
Mortgage Lending Surpassed 2025 goal, reaching $595 million by December 31, 2025.
Austin Expansion Plans to double financial centers in Austin by 2026 to strengthen position in the state’s third-largest deposit market.
Community Engagement Announced $1 million sponsorship for Alamo redevelopment in March 2024.


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